What licenses does Ivy carry?

Ivy Pay Oy is a licensed Payment Institution (PI) regulated in Finland. This license is passported across all countries within the European Economic Area (EEA), meaning Ivy is authorized to provide its services to customers throughout the EEA under this regulation.

If you are a customer in the EEA, your contract will be with Ivy Pay Oy under this license. This ensures full regulatory compliance for payment services across the region.